7 Things Picky Card Collectors Love to Hate or Debate

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7 Things Picky Card Collectors Love to Hate or Debate; picturing a 1996 Topps Finest Kobe Bryant RC Refractor w/Coating #74 PSA 9

Last Updated On: July 12th, 2024

Card collectors can be downright picky. And market prices tell us a lot about their preferences.

For example, collectors appear to hate on horizontal patch cards, as they are usually valued at a fraction of vertical patch cards. Similarly, they’re not paying top prices for single-color (“napkin”) patch cards when compared with multi-color patch cards. Also, sticker autographs get no love when compared to on-card autos. These are just a few characteristics of sports cards that are oft loved, hated, or debated.

But at the heart of these choices rests a critical question: which elements of a card make it the most valuable?

In this post, we’ll delve into seven crucial factors of the hobby that picky collectors tend to be sticklers about. These points, from hardcore opinions about laminated stickers, the peel vs. no peel debate, jersey patches, and mail-in redemptions, are key to understanding the value of each card you have your eyes on. 

Let’s hop to it!

Overview

While this list hones in on seven topics within the hobby, it’s certainly not comprehensive. Many collectors have different wants and needs when it comes to cards. Many of these concerns exist beyond the card itself; for example, collectors tend to be particular about how they store or display their collections (Top loaders? Magnetic card holders? Card savers?).

It’s important to understand how the market may reflect lower or higher prices based on any of the factors we’ll discuss below.

How is this useful to you, the collector? Let’s say you have doubles of a card — one with a peel and one without the peel — you can decide to let go the ‘less desirable’ card. Or maybe you dump your sticker auto in favor of upgrading to an on-card auto. Or even stop buying min-gems altogether because they suck (spoiler alert!).

7 Things Collectors are Picky About

Peel vs. No Peel

If you’ve spent much time on Card Ladder pouring through mid-90s Finest basketball cards, you may have come across a card designated as “W/ Coating” or “W/Out Coating.” This brings us to the first hotly debated topic within the hobby: whether the plastic coating on old-school cards should be removed. 

For those unfamiliar, check out this 1996 Finest Kobe Bryant rookie card:

1996 Topps Finest Kobe Bryant Refractor w/Coating #74 RC PSA 9
1996 Topps Finest Kobe Bryant Refractor w/Coating #74 RC PSA 9

For the picky collectors who favor leaving the coating on the card, it’s a matter of appreciating the product in its original form. In other words, a collector would have pulled the card from a pack with the coating on, so it should be left intact.

The peel-removal camp finds the coating less appealing because it dulls the refractor or chromium appearance of the card. To this group, the card’s shiny appearance was meant to be enjoyed to the fullest extent and a protective coating takes away from that allure. Additionally, it’s not like the words “Topps Finest Protector Peel and Remove Coating” are aesthetically appeasing. . .

If you’re on the fence, there is some evidence of cards with the peel intact fetching higher prices in the market:

CardValue w/ CoatingValue w/Out Coating
1996 Finest Michael Jordan Gold Base #291 PSA 10$1,397.22$1,132.36
1997 Finest Tim Duncan Bronze Debuts Refractor #101 PSA 10$758.42$677.81
1998 Finest Randy Moss Refractor #135 PSA 10$737.75$581.28
Values derived from Card Ladder July 2024

For my money, I lean toward the Finest cards with the coating still intact. What say you?

Napkin Game Patches

Another sticking point for collectors is the disregard of “napkin” patch cards. If you’re confused by the term “napkin,” check out this card as an example: 

Josh Allen RPA with all Blue "napkin" Patch
Josh Allen RPA with all Blue “napkin” Patch

See how the patch’s stitchwork resembles a napkin? Or, maybe more fitting, a paper towel? Additionally, it’s all a single color, adding to the blandness of the appearance. Contrast that to this multi-colored patch: 

Josh Allen RPA with a sick Bills patch
Josh Allen RPA with a sick Bills patch

You don’t have to be a picky collector to believe the multi-colored patch cards universally sell for more money than napkin patches. And rightfully so: a patch like the Bills one above, or a Logoman like the one sought after in the Goldin Auctions Netflix series will naturally be more valuable because of its relative scarcity. 

Additionally, there’s something immensely aesthetically pleasing about seeing the Bills’ red, white, and blue logo set against the rest of the card’s theme. It’s actually one of the reasons to love Jersey Fusion Cards; many of the cards push the boundaries of what we commonly see in standard patch cards.

There could be dozens of napkin patches for every multi-color simply because there’s more single-colored thread from jerseys to pull from. But it would appear the preferences between patch-type cards doesn’t end there…

Horizontal Cards

By and large, vertical RPA cards tend to outperform their horizontal counterparts. It’s a somewhat ironic tidbit, given that the first generally agreed-upon sports card was, in fact, horizontal.

Nonetheless, there is a strong and somewhat strange preference in the hobby for vertical RPAs, when nearly identical horizontal ones are also available. For instance, check out these two LeBron James cards from the 2003 Exquisite Collection. 

2003 Exquisite Collection Patches Autograph #LJ LeBron James RPA BGS 9; a horizontal card, picky collectors tend to value less
2003 Exquisite Collection Patches Autographs #LJ LeBron James RPA
2003 Exquisite Collection #78 LeBron James RPA BGS 9; substantially more valuable than the horizontal RPA.
2003 Exquisite Collection #78 LeBron James RPA

The card on the left, #AP-LJ, is numbered /100 and horizontal, and valued at around $34,000 by Card Ladder. The card on the right, #78, is numbered /99 and vertical and valued at $260,000. Is there a reason a single card’s difference should make for a $200,000+ value difference? 

Probably not. And, look, there are additional reasons why the vertical card fetches more money. It is considered a true rookie, which if we’re being honest, is another example of collectors being finicky in designating a player’s actual rookie card in a given set. But hundreds of thousands of dollars sounds a bit crazy, doesn’t it? 

This matters because horizontal RPAs might make for an excellent buy-low opportunity. $30,000 is an extraordinary amount on a card but significantly less than its vertical counterpart. We’ve been raving about buy-low and undervalued opportunities for Tom Brady rookie cards of late; horizontal RPAs likely also fit that bill. 

Min-gems

Min-gems refer to cards with minimum subgrade count a card can acquire to be considered in Gem Mint condition. Min-gems are primarily a product of BGS’ grading system, although with newcomers like TAG relying on digital imaging and advanced technology to award subgrades, min-gems could feasibly expand.

For practical purposes, a min-gem is one with three 9.5 and one 9.0 subgrades. There’s even some debate about which subgrade would be the preferred 9.0 (as you might imagine, there’s hardly a consensus).

This classic 1989 Ken Griffey, Jr. Star Rookie card may read Gem Mint, but the subgrades show that it is a min-gem.
1989 Upper Deck Ken Griffey, Jr. Star Rookie card #1 BGS 9.5

Given BGS’ recent slide, it’s not surprising that picky collectors tend to pay close attention to the subgrades cards receive, eschewing min-gems in favor of “true Gems,” or those with 9.5 subgrades (or better) in all four categories.

It may seem bizarre to put so much stock into four small numbers, especially when the overall grade is still a gem mint. But such is the case with collecting sports cards; the difference of even a millimeter of centering can be the difference between a gem and mint.

On the plus side, flippers could utilize the depreciated values of min-gem cards to their advantage. There’s ample opportunity to buy-low on a min-gem and seek out a regrade or crossover elsewhere.

Unlicensed Cards

Much like the napkin jersey patch section above, it doesn’t take a picky collector to prefer licensed cards over unlicensed equivalents. There’s just something . . . off about seeing Shohei Ohtani in a plain red baseball uniform or Victor Wembanyama in a black jersey with silver trim. 

And yet, Topps Now and Panini Baseball continue reeling off franchise-less sets of players. 

As a result, it’s not surprising that unlicensed cards tend to earn a fraction of what similarly licensed products go for. The same applies to collegiate cards (unless you’re Caitlin Clark). 

But perhaps there’s something to be said for unlicensed cards. After all, if you’re a LeBron James fan, do you care if he’s in a Lakers jersey? Or do you just want to own a piece of his star-studded career? If you’re a diehard Florida Gator, do you want to remember Tim Tebow as a Heisman winner more than a burnout professional QB? 

Unlicensed cards, like this PSA 10 Shohei Ohtani from 2018 Panini National VIP, tend to be extremely cheap.
Unlicensed cards, like this PSA 10 Shohei Ohtani from 2018 Panini National VIP, tend to be extremely cheap.

None of these reasons are original or likely to be persuasive. For now, we’ll have to make do with the simple truth that unlicensed cards are fairly undesirable.

Mail-in Redemptions

Not every card was made to be pulled from a pack. Nearly every card brand has a version of mail-in redemptions. At first, it is a tad deflating; you rip a pack of cards only to stumble upon a piece of cardboard informing you that you’ve won something, but additional steps are required. It’s the “batteries not included” of the sports cards world.

But this section isn’t just about mail-in redemption cards. It’s the fact that some collectors (hopefully a rare bunch) balk at some cards that are redeemed via mail-in program.

A prime example is 1997-98 Ultra Basketball Platinum Medallion parallels numbered out of /100; the last five complete sets (according to the verbiage on Ultra Wax boxes) were reserved as part of a redemption program. So while a collector could randomly pull any of the highly sought-after parallels numbered /1 through /95, the last five sets could only be obtained via mail-in if a collector was lucky enough to pull the redemption card; the set would arrive shrink-wrapped from the manufacturer.

So a Kevin Garnett Platinum Medallion serial-numbered 35/100 would be pack-pulled and highly sought after by most collectors, while a Garnett numbered 98/100 would be dismissed by super picky collectors. But here’s the skinny: mail-in platinum medallions are still extremely collectible. They may go for slightly less than those pulled straight from the pack, but they aren’t any less rare or impressive from an aesthetic perspective. Case in point, a Garnett numbered 98/100 last sold in March 2024 for $2,275 in BGS 8.5 condition!

Sticker Autos

Finally, we get to every purist and picky collector’s nightmare: sticker autos. Sticker autos occur when a player signs a small, clear sticker, which is attached to the card, rather than the player signing directly onto the card. 

In some cases, sticker autos are necessary evils. Take, for example, a case when two superstar players need their autos on the same card. Coordinating schedules to have the player come and sign the card is a hassle; signing a sticker can be done anywhere. 

Sticker autos, like this Trout/Acuña, often become a necessary evil for efficiency's sake.
Sticker autos, like this Trout/Acuña, often become a necessary evil for efficiency’s sake.

Despite that, sticker autos tend to frustrate many collectors, who have admitted to preferring lower-valued cards over sticker autos. 

However, like unlicensed cards, sticker autos serve a purpose. They make high-value cards more affordable, making them accessible to collectors on a budget. In the end, it’s the autograph that matters, not necessarily the method of application (even though the market values stickers much less than on-card autos).

Summary

We don’t bring up these seven points to spark a heated exchange in the comments. Instead, we want collectors to be cognizant of the factors the hobby often takes into consideration when appraising a card. 

Ultimately, this list should serve as a guide for buyers and sellers alike. For instance, if you have two jersey patch cards, but one is a napkin patch and the other a multi-color, perhaps you factor that into your decision to sell. Or, if you’re looking for an autographed Luka Doncic card but don’t have the bankroll to spend thousands, keep your eyes peeled for a sticker auto instead. 

Additionally, we’ve provided several points where collectors may wish to buy low at particularly deflated prices. Those include min-gems that can be re-routed to a different grader, or horizontal RPAs. 

While still called “a hobby,” there’s no rule that you can’t have a little fun and work the system, as well. To that end, you want to be wary of what picky collectors prefer, and what they might toss in the trash.  

What other aspects of the hobby are hotly debated? Let us know in the comments!

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